Crystal Lloyd, CRCM, is a Senior Consultant/Lending Team Leader at PBS. Prior to joining the firm in 2008, Ms. Lloyd was a consumer compliance consultant with another firm and has a total of over seven years experience in the consulting field and over 13 years in compliance. She has reviewed banks ranging from $20 million in asset size to over $22 billion in asset size. Ms. Lloyd has also supplemented a Mortgage QA process for a $78 billion institution. She has reviewed banks regulated by the OCC, FDIC, FRB, and NCUA. Prior to that, Ms. Lloyd was the Vice President of Internal Audit at a $1 Billion OCC institution focusing primarily on compliance audits. Ms. Lloyd has also served as Compliance Officer, CRA Officer, co-IT Officer, and Privacy Officer for a $70 million FDIC institution upon graduation from college. Ms. Lloyd has a Bachelor’s of Business Administration as well as a Master’s of Business Administration from Morehead State University.
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